The QBAN platform

Intelligence at every stage.
Control at every decision.

An integrated software platform for contract drafting, bilateral negotiation, real-world milestone verification and programmable trade settlement.

AI-assisted workflow · Human accountability · Rules-based execution
One connected workspace

Four capabilities. One commercial agreement.

QBAN connects what companies agree to with what they actually deliver, verify and pay.

01. Contract intelligence

Move from documents and emails to structured, trackable commercial terms.

  • AI-assisted purchase agreement drafting
  • Goods, pricing and delivery-term capture
  • Clause comparison and risk flagging
  • Controlled finalisation and electronic-signature integration

02. Negotiation and approvals

Enable both counterparties to propose changes without losing context or control.

  • Seller and buyer collaboration
  • Tracked redlines and version history
  • Role-based reviews and approvals
  • Final agreed contract and obligations register

03. Milestone intelligence

Turn negotiated conditions into a monitored execution plan supported by evidence.

  • Milestone ownership and due dates
  • Document collection and AI analysis
  • Trusted third-party data and attestations
  • Acceptance windows, exceptions and disputes

04. Settlement orchestration

Connect verified events to deterministic, authorised payment instructions.

  • Defined stablecoin escrow funding model
  • Configurable partial payment schedules
  • Automated release when criteria are satisfied
  • Transaction reconciliation and audit records
Built with control in mind

AI can interpret.
Rules must authorise.

QBAN is designed so that analysis, real-world verification and actual fund release are distinct processes, with accountable decision-making at each stage.

AI-assisted, not AI-uncontrolled

AI can draft, summarise and identify discrepancies. It does not independently override signed terms or payment safeguards.

Verification before release

Designated trusted data sources or authorised reviewers attest to conditions before the settlement logic acts.

Exceptions stay visible

Disputes, incomplete evidence and compliance restrictions prevent release until the prescribed process is complete.

Product architecture

Designed for enterprise integration.

The application will connect commercial documents, contractual obligations, verification data and digital settlement infrastructure while maintaining a clear audit history.

  • API-first integration with ERP and trade systems
  • Role-based permissions and approval boundaries
  • Versioned contract data and auditable decisions
  • Selectable settlement and verification providers

Conceptual architecture

Buyer · Seller · Internal Teams
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QBAN: Agreements · AI · Workflow · Rules
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Verification & Evidence APIs
Escrow & Settlement Integration
Illustrative architecture. Specific partners, networks and service availability will be confirmed during implementation.
See the complete journey

From first draft to final release.

Explore how a single agreement advances through commercial and payment milestones.

Explore the workflow ↗
Build the future of trade

Make every agreement a more intelligent transaction.

QBAN is developing a new approach to commercial contracts, milestone assurance and programmable settlement. Explore a pilot conversation with our team.

Discuss a pilot